Car Accident Lawyer
Usually, after you file a claim, the other driver’s insurance will contact you. You may not know what to do, at first. Often, they will want to go over your claim or your side of the story, but it’s not always a good idea to talk back to them. Here is your guide to handling the other side’s insurance company.
Don’t Give a Recorded Statement
Most of the time, another driver’s insurance company wants a recorded statement from you. If you have very little experience in this area, you might find it reasonable to ask. The problem is that an insurance agent knows how to use the statement against you. He or she is not on your side. In fact, the other side will want to find ways to discredit your claim or dismiss it entirely.
Don’t Sign Paperwork
Sometimes, the other company will send you paperwork to sign. Often, these are medical release forms. Do not sign anything without checking with an attorney first. If they check into your medical records, they may look for a way to discredit your claim by looking into preexisting conditions. Always talk to a lawyer before you sign any paper that they send you. This is your safeguard against any practice that might compromise your case.
Contact a Lawyer
One of the best decisions that you can make after a car accident is to get a lawyer. You can discuss the specifics of your case with a car accident lawyer. When the other driver’s insurance company contacts you, however, you do need to talk to a lawyer first. In fact, you should direct the insurance company to speak to your lawyer. An attorney understands what to say and what not to say in regards to your claim. He or she will be able to give you solid advice on how to handle the other insurance company. Often times, his or her suggestion is going to be that you don’t give a statement or sign anything that the other party gives you. Make sure that you only sign or give a statement when your attorney tells you that it’s okay.
It can be easy to want to tell the truth to an insurance agent when he or she calls. The truth is that you should say as little as possible and contact your attorney. Keep in mind that your lawyer has your best interests in mind and will help you make the right decisions involving your case.